Hello, I'm

Luodezhi

History taught me how to think. Finance taught me how to apply it. AI is what's next.

Get to Know Me

About Me

L
🎓

Binghamton University Graduate '26

Recent Binghamton University graduate (BA History, 2026) with internship experience in financial services and a growing portfolio of AI-powered projects.

My background combines analytical research skills from History with practical exposure to financial operations through internships at ICBC (USA) and Canton Mutual Financial Limited (a licensed Hong Kong financial firm), where I gained firsthand experience in banking operations, regulatory compliance, KYC/AML workflows, and client management.

I'm actively building expertise in AI tools and AI agent development — using platforms like Claude, ChatGPT, and automation frameworks to create content, streamline workflows, and develop project prototypes. I believe AI proficiency is the defining skill of our generation, and I'm committed to applying it across industries.

Core Strengths

Bilingual

Native Chinese & English, working Spanish

Financial Services

Retail banking, compliance, syndication exposure

AI & Technology

AI agent workflows, prompt engineering, content creation with AI tools

Research & Analysis

Historical research methodology, critical thinking, academic writing

Open to opportunities in:

Financial AnalysisComplianceOperationsConsultingResearchAI-integrated roles

— in the U.S. or Hong Kong

Get in touch

What I Bring

Skills & Expertise

Microsoft Office

Microsoft PowerPointMicrosoft ExcelMicrosoft Word

Finance & Compliance

Financial AnalysisRegulatory ComplianceKYC/AML

AI & Technology

AI Tools (ChatGPT, Claude, Midjourney)AI Agent DevelopmentPrompt EngineeringContent Creation

Research & Communication

Research & AnalysisAcademic WritingData AnalysisCritical ThinkingCross-Cultural CommunicationBilingual CommunicationPresentation SkillsProject Management

My Background

Resume

Experience

Corporate Syndication Intern

June 2024 – July 2024

ICBC (USA) N.A.New York, NY

  • Conducted fundamental financial analysis of major U.S. and Chinese financial institutions using the CAMEL framework
  • Evaluated Capital Adequacy, Asset Quality, and Liquidity indicators to identify growth trends and risk factors
  • Synthesized Balance Sheet, Income Statement, and Cash Flow data to support corporate decision-making
Financial AnalysisCAMEL FrameworkRisk AssessmentMicrosoft Excel

Retail Banking & Credit Card Intern Associate

June 2023 – August 2023

ICBC (USA) N.A.New York, NY

  • Administered KYC procedures and managed tax certifications for non-resident clients ensuring regulatory compliance
  • Supported risk management in the Credit Card Department by tracking transactions and analyzing debt repayment cycles
  • Guided clients through account opening and provided insights on housing mortgage applications
KYC/AMLRegulatory ComplianceCustomer OnboardingBanking Operations

Education

Bachelor of Arts in History

Binghamton University

August 2022 – May 2026

High School Diploma

Jericho Senior High School

August 2018 – June 2022

What I've Built

Projects

Personal Portfolio Website

Designed and deployed a personal portfolio site at luodezhi.com featuring a resume timeline, skills showcase, and a password-protected travel journal with day-by-day trip logs.

Next.jsTailwind CSSTypeScriptVercel

Around the World

Travels

Private Section

Enter the password to view travel memories.

Get In Touch

Let's Work Together

Whether you have a project in mind, a job opportunity, or just want to say hi — my inbox is always open. I'll do my best to get back to you!