Hello, I'm
Luodezhi
History taught me how to think. Finance taught me how to apply it. AI is what's next.
Get to Know Me
About Me
Binghamton University Graduate '26
Recent Binghamton University graduate (BA History, 2026) with internship experience in financial services and a growing portfolio of AI-powered projects.
My background combines analytical research skills from History with practical exposure to financial operations through internships at ICBC (USA) and Canton Mutual Financial Limited (a licensed Hong Kong financial firm), where I gained firsthand experience in banking operations, regulatory compliance, KYC/AML workflows, and client management.
I'm actively building expertise in AI tools and AI agent development — using platforms like Claude, ChatGPT, and automation frameworks to create content, streamline workflows, and develop project prototypes. I believe AI proficiency is the defining skill of our generation, and I'm committed to applying it across industries.
Core Strengths
Bilingual
Native Chinese & English, working Spanish
Financial Services
Retail banking, compliance, syndication exposure
AI & Technology
AI agent workflows, prompt engineering, content creation with AI tools
Research & Analysis
Historical research methodology, critical thinking, academic writing
Open to opportunities in:
— in the U.S. or Hong Kong
What I Bring
Skills & Expertise
Microsoft Office
Finance & Compliance
AI & Technology
Research & Communication
My Background
Resume
Experience
Corporate Syndication Intern
June 2024 – July 2024ICBC (USA) N.A. — New York, NY
- ▸Conducted fundamental financial analysis of major U.S. and Chinese financial institutions using the CAMEL framework
- ▸Evaluated Capital Adequacy, Asset Quality, and Liquidity indicators to identify growth trends and risk factors
- ▸Synthesized Balance Sheet, Income Statement, and Cash Flow data to support corporate decision-making
Retail Banking & Credit Card Intern Associate
June 2023 – August 2023ICBC (USA) N.A. — New York, NY
- ▸Administered KYC procedures and managed tax certifications for non-resident clients ensuring regulatory compliance
- ▸Supported risk management in the Credit Card Department by tracking transactions and analyzing debt repayment cycles
- ▸Guided clients through account opening and provided insights on housing mortgage applications
Education
Bachelor of Arts in History
Binghamton University
High School Diploma
Jericho Senior High School
Around the World
Travels
Private Section
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Get In Touch
Let's Work Together
Whether you have a project in mind, a job opportunity, or just want to say hi — my inbox is always open. I'll do my best to get back to you!